Looking for Big Loans with
Low Interest Rate?

Personal Loans at Fixed Rates from 5.95% APR to 12.99% APR
(with AutoPay)

find my rate

Call us for a Free Consultation at

+86 151 2895 8551

Checking your rate will not affect your credit score.

Online

no bank visit required!

Get Money in 1

...hour. Or even faster!

Easy & Secure

secure & confidential

Up to 3 YRS

36 months of low rates

Up to $100k

in cash or a wired transfer!

Pay off Credit Cards or
Invest in a Major Purchase

Are you paying more than 10% of interest on your credit cards? Our low interest rates will help you save thousands of dollars in payments. With the lowest rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Stunning Repayment Flexibility
for Your Loan

Paying off your personal loans gets easy within our online dashboard.

  • Choose your preferred monthly payment

  • Increase your payment amount anytime

  • Make extra or early payments without fees

  • No fees, hidden or otherwise

WHY LoanOffer is the Smartest Choice?

No Fees. No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Easy Experience

Simple online application and access to live customer support 7 days a week.

Community Benefits

If you lose your job, we’ll temporarily pause your payments and even assist you in finding a new job!

Serious Savings

Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)

Take Care of
Medical Expenses

Consolidate Other
High Interest Loans

Invest in Home
Improvements

Pay Off Credit
Card Debt

Invest in
Your Career

Cover Your
Moving Expenses

Personal Loan Comparison

Here’s how LoanOffer Personal Loans compare

Lending Club
APR range:
  • 5.99 – 35.96%
  • Fees
    1 – 5% Origination Fee
  • Term
    3 or 5 years
  • Amount
    $1,000 – $40,000
  • 超凡国际登录入口围绕超凡国际平台不断创新，回应用户的真实需求。
    No
Credit Cards
APR range:
  • 11.96 – 22.56%
  • Fees
    3% Balance Transfer Fee
  • Term
    Rolling
  • Amount
    Varies
  • 超凡国际登录入口专注超凡国际登录入口，为用户提供专业可靠的体验。
    No
LoanOffer
APR range:
  • Fixed Rates
    5.95% – 12.99%
  • Variable Rates
    4.80% – 11.40%
    (with AutoPay)5
  • Fees
    No Fees
  • Term
    3, 5, or 7 years
  • Amount
    $5,000 – $100,000
  • Unemployment Protection 4
    Yes
Discover
Personal Loan
APR range:
  • 6.99 – 29.99%
  • Fees
    No Fees
  • Term
    3, 4, 5, 6, or 7 years
  • Amount
    $2,500 – $30,000
  • 精选超凡国际官网内容，超凡国际登录入口与你一同发现更多精彩。
    No

Fast application.
Fast process. So easy.

Apply for a decision in minutes.

  • Find Your Rate

    Get pre-approved online with no fees and no long-term obligations

  • Select Your Loan & Apply

    Choose the loan that fits you and complete your application.

  • Put your e-signature in
    and receive your money

    Sign your documents and funds will be immediately wired to your account.

How We Help People

With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!

I know I’m making progress and LoanOffer has given me the freedom to invest that money in other assets.

Adam Devine

California

My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.

Christopher Campbell

Minnesota

This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.

Jane Stephens

New York

As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!

Welcome to our wonderful world. We sincerely hope that each and every user entering our website will find exactly what he/she is looking for. With advanced features of activating account and new login widgets, you will definitely have a great experience of using our web page.

As opposed to credit cards' variable rates - our loans have a fixed interest rate. This means on funding day 1 you'll know your exact monthly payment schedule for the term of the loan!

As Featured in:

See what LoanOffer Can Offer
You in 2 Minutes

By pressing the button below you confirm that you have read, understood and consent to the language and authorizations outlined in LoanOffer's Electronic Communication Policy, LoanOffer Social Policy, GLBA Privacy Notice, and Arbitration Agreement. We recommend that you retain a copy for your reference.

Still Have Some Questions Left?
Call us for a Free Consultation at +86 151 2895 8551